AI is changing the landscape for business in many ways – including operational efficiency and risk for fleet operators. Embracing the latest available technology can transform driver culture, improve safety and compliance, enhance reputational risk and deliver sustainable and measurable reductions in cost.
Whilst the Association of British Insurers (ABI) report that motor insurance premiums have stabilised in 2026, repair costs continue to soar with “repair inflation” estimated at 8% in the last 12 months as a consequence of the “tech factor” (motor vehicles laden with more sophisticated technology typically cost more to repair/replace in a “write-off” scenario) and stretched supply chains driving up the costs of parts, paint, lacquer and other materials by up to 30%.
Ultimately insurance premiums will rise in response to repair inflation – unless fleet operators can reduce the frequency and severity of accidents.
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